Medicaid Planning

Medicaid is a federal initiative that calls for voluntary participation of individual states. The purpose of the program is to help low-income Americans have access to necessary healthcare. Although states are not required to participate, all 50 states have a Medicaid program. The Medicaid program provides both federal and state money to fund medical care for individuals who are determined to be unable to afford to pay their own costs of healthcare.

In Georgia, the Department of Community Health (DCH) administers the Medicaid program. DCH issues the state rules and regulations governing the implementation of Medicaid. However, the county field offices of the Division of Family and Children Services (DFCS) process applications and determine Medicaid eligibility. In Georgia, there are over twenty different coverage categories of Medicaid, known as classes of assistance. Each class of assistance has its own eligibility criteria. The class of assistance that an individual is eligible for is determined by their specific circumstance, including, assets, income, marital status, living arrangement and their required level of medical care, among other factors. Our attorneys know the rules, regulations and eligibility criteria for each category of Medicaid. We can advise if any of the categories would be beneficial for you. We can also help you make prudent planning decisions which will allow you to attain Medicaid eligibility in the future should the need arise.

The category of Medicaid assistance that we most frequently assist clients with is Nursing Home Medicaid. In our area, nursing home bills average between $5,000.00 to $8,000.00 per month. Many people simply cannot afford to pay these amounts and those who can may find their life savings wiped out in a relatively short period of time. Medicare only provides a very limited coverage for nursing home care. Fortunately, Nursing Home Medicaid offers assistance with nursing home bills for those individuals who meet certain eligibility requirements.